<?xml version="1.0" encoding="UTF-8"?>
<!--
  Only indexable URLs belong here.

  /login and /register were listed until now and are noindex (a credential form
  has nothing to rank for), and /landing_v2 and /landing_v1 are noindex too:
  v2 is a second URL for the same component as /, v1 is the A/B variant.
  A sitemap that submits a noindexed URL is a contradiction the crawler reports
  back as "Submitted URL marked noindex", and it spends crawl budget arguing
  with itself instead of on the six pages that matter.

  The SITE_URL and BUILD_DATE placeholders below are substituted by
  scripts/prerender.js after Vite copies this file through untouched. They are
  spelled out in the elements, not here, so this note survives the substitution.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://fincator.com/</loc>
    <lastmod>2026-10-12</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://fincator.com/about</loc>
    <lastmod>2026-10-12</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://fincator.com/terms</loc>
    <lastmod>2026-10-12</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://fincator.com/privacy</loc>
    <lastmod>2026-10-12</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
</urlset>
