Question 1

Do you connect to my bank?

Accepted Answer

Not yet. You import a CSV with a dry-run preview showing exactly which rows will land and which are skipped, and you set your recurring bills and salary once. From then on those post themselves. Bank feeds are on the roadmap.

Question 2

Is this financial advice?

Accepted Answer

No, and we are deliberate about it. The assistant is educational only: it explains, calculates and projects using your own numbers. Every projection is labelled as a projection. We are not licensed advisors and never present ourselves as such.

Question 3

How do I know the AI is not making numbers up?

Accepted Answer

Because it is not allowed to. It answers by calling read-only tools over your real data, it shows you which tools it used, and after every reply a grounding check traces the currency figures back to the tool output that justified them.

Question 4

What happens to my what-if scenarios?

Accepted Answer

The working set lives in your browser and never touches your real data. Save one to your account and it survives a device switch, and you can mint a read-only link to share it.

Question 5

Does it work in my currency?

Accepted Answer

Yes, and in several at once. Records keep their native currency, every total converts at the aggregation boundary, and each transaction stores the exchange rate locked in on its date. Households roll up to one base currency.

Question 6

Can I use it offline?

Accepted Answer

Yes. Install it as an app. Reads come from cache, writes queue and replay when you reconnect. If something changed on the server meanwhile you choose keep-mine or take-server. Nothing fails silently.

Question 7

Can I get my data out?

Accepted Answer

Any time. CSV, a four-sheet Excel workbook, or a formatted PDF report, and you can schedule that PDF to your inbox weekly, monthly or quarterly.

Question 8

What happens if I cancel?

Accepted Answer

You keep your data and drop to the free plan. Nothing is deleted.